The time it takes to process your estate through probate is probably a reason you are thinking about avoiding probate if you can. There are a number of ways you can bypass probate, such as setting up a trust. You may also try something less complicated. You may...
Year: 2021
Bankruptcy vs. debt settlement: which is right for you?
If you have overwhelming debt and less than stellar credit, you may be among the thousands of Florida residents struggling with debt and harassing creditors. Depending on your situation, bankruptcy or debt settlement are options that may provide debt relief, allowing...
How do you know if you are getting close to foreclosure?
Having a mortgage is not only an effective way to boost your credit score, but it may also allow you to build equity. Eventually, you may be able to use your accrued equity to secure additional financing. If a lender forecloses on the property, though, you are apt to...
Factors that affect theft charges
Although theft may sound like a straightforward charge, there are many factors that may affect what level of crime it is and what the penalty of a conviction will be. The basic elements of theft include intentionally depriving someone of his or her property. Florida...
How can I avoid common estate planning mistakes?
Everyone should have a solid estate plan in place, regardless of age or level of wealth. You may think you don't have anything, but what if you died holding the winning lottery ticket? Estate plans protect your assets, but they also provide peace of mind to your...
Why do you need to work on rebuilding your credit after bankruptcy?
So often, our bankruptcy clients tell us "I'm never going to have credit cards or borrow money again!" believing that having good credit is not relevant to them if they do not plan to buy a home or get a personal loan. There are many reasons besides homeownership or...
A foreclosure defense may include a Chapter 13 bankruptcy
Homeowners experiencing temporary financial hardships may consider bankruptcy as an option to prevent foreclosure. According to the Consumer Financial Protection Bureau, approximately 3 million Americans have fallen behind on their mortgage payments. As reported by...
How can you ensure your money stays with your family?
If you are like most families, you want to keep your wealth with your loved ones. You do not want it to disappear because of taxes or because the wrong person wasted it. To keep your money with your family, you do need to take a few important steps, explains the U.S....
Some ways to find help when falling behind on housing payments
More than half of Florida's residents responding to a survey claimed to have fallen behind on their rental or mortgage obligations. According to the U.S. Census Bureau, the Sunshine State has the highest number of households in arrears with their rent or mortgage...
Florida legislators want to make some social media posts illegal
If you are on social media, you know that discussions can get heated. In fact, many people avoid the comments sections because the opinions others post are so upsetting to them. The format seems to give you more freedom to express ideas more emphatically than you...