If your child has plans to attend college, he or she already has a plan for future financial success. In 2019 alone, the average worker with a bachelor's degree earned about $28,000 more than one with only a high school diploma. While the financial benefits of a...
Year: 2021
What do you do if someone files for bankruptcy in your name?
Nobody wants to think that they might be the target of identity thieves. Unfortunately, these criminals do not discriminate. They simply use anyone whose information is available via black-market networks — and that could include you. Especially if your finances were...
Finding the right person to oversee your estate
One of the most important parts of establishing your estate plan in Florida is delegating someone to be your executor. This person upholds the responsibility of distributing your estate in accordance with your end-of-life wishes. A reliable executor will have...
What directives do I need to establish when estate planning?
When you create an estate plan, you might receive suggestions about the directives that best serve your needs. Note that you do not need to create all available directives. You can make your decisions based on your unique family situation and personal preferences. The...
Are you aware of these foreclosure scams?
If you are falling behind on your mortgage payments, you may feel desperate for some help. Unfortunately, many scammers play on people's desperation and if you are not careful you could fall victim to a foreclosure scam. It is important to understand some of the most...
What you should know about the open container law in Florida
It is not uncommon for a Florida police officer or trooper to add a charge of driving with an open container of alcohol in the vehicle on top of a DUI charge. To protect yourself, you should know the basics of the state's open container law. Elements of Florida's open...
What if I wreck my car during a chapter 13?
A chapter 13 bankruptcy plan lasts from three to five years. A lot can happen in five years, including wrecking your car. If the car is not totaled, then there is usually no reason to involve the bankruptcy court. In this situation, your insurance company sends a...
Who decides your plea to a crime?
When you go before the court for a plea hearing, which occurs after your arrest, you will enter your plea. You also should get the chance to consult with an attorney prior to making your plea. You may wonder who will choose which plea you give to the court. According...
Are you facing debt collector harassment?
The Fair Debt Collection Practices Act (FDCPA) went into play to protect you from debt collector misrepresentation and harassment. Unfortunately, even with these protections in place, some still use these unfair behaviors and practices. What can you do to protect...
2 credit utilization ratios you should know
With the cost of living increasing seemingly daily, many Floridians use credit cards to pay for both everyday expenses and emergency ones. In fact, the average resident of the Sunshine State has a revolving credit card balance of roughly $6,460. Revolving credit card...