As parents grow older, it becomes increasingly important to have honest conversations about their estate planning. Although discussing these matters can be uncomfortable, having these conversations now can provide peace of mind and clarity for both parents and their...
Year: 2023
Avoiding foreclosure scams
Unmanageable debt is a difficult thing to deal with psychologically. Even if you are not exactly grasping at straws, you might be more open to potential opportunities than usual. While this could be a good state of mind, it could also put you at risk when it comes to...
Navigating loans after filing for personal bankruptcy
Filing for personal bankruptcy can seem like the end of your financial world, but that is far from the truth. Bankruptcy offers a way for you to start over, free from most of your past debts. While it does take time to rebuild your credit and regain financial...
Navigating through the Chapter 7 bankruptcy process
When faced with overwhelming debt, you may consider filing for bankruptcy as a way to reset your financial situation. One of the most common forms of bankruptcy for individuals and married couples in the United States is Chapter 7. Understanding the Chapter 7...
Identifying foreclosure scams
According to ATTOM, Florida had one of the biggest foreclosure rates in the United States in 2022, with almost 23,000 foreclosures. If you are facing foreclosure, you know it can be a daunting experience. In these times of stress and uncertainty, it is important to...
Selecting the best guardian for your estate plan
When it comes to estate planning, choosing a guardian is one of the most important decisions for the children you leave behind. This person or persons will assume responsibility for minor children and possibly even manage the estate assets until those children reach...
What do your loved ones need access to after you die?
An estate plan may make the probate process easier on your loved ones. Immediately following your death, however, what might your family need? Start gathering up some of the following information so that your death will not burden those you love the most. Does someone...
Bankruptcy does not have to ruin your credit score forever
One of the concerns individuals have when considering filing bankruptcy is the effect it will have on their credit score. It is true that filing for bankruptcy lowers one's credit score, but it does not have to stay low forever. Although bankruptcy remains on your...
Underage drunk driving charges in Florida
From peer pressure to inexperience with alcohol, some young drivers get behind the wheel with alcohol in their system. In Florida, this can lead to serious charges that result in devastating consequences. In fact, even a small amount of alcohol in a driver's system...
What does it mean to disinherit a spouse?
When you create your estate plan, you will include information about to whom you want your assets to go. You can name anyone you want and distribute your property as you desire. However, if you choose to leave your spouse out of your will, you may have problems. State...