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When people face financial hardship, bankruptcy can provide relief and protection. In Florida, specific laws govern what assets individuals may be able to keep. These exemptions often include homestead, personal property (such as an automobile), insurance, public...
There was a notable surge in bankruptcy filings across the United States in 2022, leaving many wondering about the underlying factors contributing to the increase. Several economic, social and global events converged to create a challenging environment that prompted...
Financial challenges can be overwhelming. If you find yourself drowning in debt and struggling to make ends meet, filing for bankruptcy might be a solution worth considering. According to USCourts.gov, 381,721 people filed for bankruptcy in 2022. You may want to...
Bankruptcy is a legal process that helps individuals and businesses manage overwhelming debt. There are two common types of bankruptcies for individuals: Chapter 7 and Chapter 13. While both types of bankruptcy can help you find relief from debt, they differ...
Financial challenges can strike anyone, no matter how careful or diligent. When debts pile up and become unmanageable, it might feel like there is no way out. However, sometimes, the best path forward involves taking a step that seems counterintuitive at first: filing...
According to the United States Courts, 387,721 people filed for bankruptcy in 2022. Bankruptcy offers individuals a path to financial relief, but when it comes to student loan debt, the waters are murkier. Understanding whether bankruptcy can discharge student loan...
Filing for personal bankruptcy can seem like the end of your financial world, but that is far from the truth. Bankruptcy offers a way for you to start over, free from most of your past debts. While it does take time to rebuild your credit and regain financial...
When faced with overwhelming debt, you may consider filing for bankruptcy as a way to reset your financial situation. One of the most common forms of bankruptcy for individuals and married couples in the United States is Chapter 7. Understanding the Chapter 7...
One of the concerns individuals have when considering filing bankruptcy is the effect it will have on their credit score. It is true that filing for bankruptcy lowers one's credit score, but it does not have to stay low forever. Although bankruptcy remains on your...
Filing for bankruptcy can be a difficult decision to make, and it is essential to weigh the pros and cons before taking such a step. Knowing what to consider can help someone know if filing bankruptcy is the right choice when they are facing financial challenges....