Tallahassee Florida Legal Blog
What representatives will I choose for my estate?
When you create an estate plan, you do so with the knowledge that the execution of it will happen when you are no longer around or when you lack the mental capacity to carry out the plan yourself. Because of this, you will have to choose people who will represent you...
Filing for bankruptcy due to medical bills
According to CNBC, two-thirds of individuals who file bankruptcy each year cite medical bills as a key contributing factor. That means more than half a million families turn to bankruptcy because of outstanding medical costs or time out of work. Unaffordable mortgage...
Juveniles and hacking. It is not just harmless fun.
Some kids take to hacking as a challenge to beat the system, or they do it on a dare or just because they think it is fun. Few stop to think about the consequences of changing scholastic scores to get them into a better college or invading the Department of Defense to...
Can a criminal conviction take away your gun rights?
A criminal conviction in Florida comes with many penalties. Not only do you face fines, fees and jail time but also you have to worry about the other consequences that come along with being a felon. You may lose some rights. Loss of rights may occur only for a short...
Can you stay in your home if foreclosed on in Florida?
If during a financial struggle, you miss a mortgage payment; your first worry may be whether the lender will foreclose on your home. In the state of Florida, judicial foreclosure is a requirement. This means that a mortgaged property sells under the supervision of a...
New Florida bankruptcy program targets student loan debt
The U.S. Bankruptcy Court Middle District of Florida has introduced a new student loan modification program allowing those with student loan debt to reorganize and potentially discharge this debt with a Chapter 13 bankruptcy filing. Although nearly 2.5 million state...
What is the difference between Chapters 7 and 13?
If you are one of many Americans who are struggling with overwhelming debt, it is important to understand your options. The two common types of bankruptcy that you can file in Florida are known as Chapter 7 and Chapter 13. The one that is right for you or even...
Top 4 ways to prevent foreclosure
At Hathaway Sprague Law, P.A., in Florida, we represent numerous people facing financial difficulties and foreclosure of their home because of them. We therefore understand and empathize with the fact that if this description fits you, you likely will do whatever you...
What is lien stripping?
If you own a Florida home with both a first and second mortgage on it, the possibility of foreclosure likely will be one of your biggest concerns if you encounter financial difficulties and cannot keep up with your mortgage payments. HomeGuides explains that should...
What do you do if you cannot pay your mortgage?
A number of circumstances can lead to difficulty paying your mortgage. They can be sudden or gradual, temporary or permanent. If you go too long without making payments, the final consequence may be a foreclosure on your Florida property. Fortunately, there are steps...
