The Fair Debt Collection Practices Act (FDCPA) went into play to protect you from debt collector misrepresentation and harassment. Unfortunately, even with these protections in place, some still use these unfair behaviors and practices. What can you do to protect...
Month: January 2021
2 credit utilization ratios you should know
With the cost of living increasing seemingly daily, many Floridians use credit cards to pay for both everyday expenses and emergency ones. In fact, the average resident of the Sunshine State has a revolving credit card balance of roughly $6,460. Revolving credit card...
Mortgage forbearance may help prevent foreclosure
When people realize they cannot pay their mortgage, they may feel like they do not have options. In some situations, mortgage forbearance may be the solution people need. Mortgage forbearance is one option available to people who are experiencing financial...
A supplemental needs trust may help your disabled child
Americans of all ages use estate planning tools to designate what happens to their assets after death. As the parent of a disabled child, you may also want to use your estate plan to continue to provide care for your son or daughter. You do not want a cash gift to...