There are many things people may want their retirement to include. Debt is generally not one of them. However, having debt is an increasingly common reality for retirees here in the United States. This can be seen in statistics from a study from the Employee Benefit...
Hathaway Sprague Law, P.A.
Planning concerns for single seniors
It is not uncommon for people to live alone in their later years. According to federal data, here in the U.S., around 19.5 million individuals age 65 and over were unmarried in 2016. Special concerns can arise for elderly individuals who live by themselves. This...
5 Ways To Stop Foreclosure
Foreclosure is a very troubling reality for many homeowners. Unfortunately, for various reasons people end up losing their homes. But you do not have to be in that group. What is foreclosure? Backing up, we should explain that foreclosure happens when a homeowner...
What is wire fraud?
Federal fraud charges could result in major consequences. This is certainly the case for wire fraud charges. For one, a conviction of this federal offense can lead to a major prison sentence. The general maximum prison sentence for wire fraud is 20 years. However, it...
Lower foreclosure rate makes those occurring more painful
A look at the trends in data over the course of the last 10 years suggests the worst pains of the Great Recession are over. A widely available graph of new foreclosure filings shows that they spiked in 2010 in Leon County, but have steadily declined since then. As we...
Why teenagers might shoplift
Shoplifting is often perceived as a minor crime, but there are approximately 27 million shoplifters in the United States alone. Shoplifting impacts more than the shoplifter. It contributes heavily in security costs for stores, prices for merchandise, lost dollars in...
How the new tax law could affect your estate plan
When President Trump signed the Tax Cut and Jobs Act last December, many people understood that their taxes were likely to change significantly. Tax planners and CPAs are currently working with their clients to prepare for all the changes to tax law. What has received...
Student loans can weigh heavy on bankruptcy recipients
Along with the political headlines capturing the attention from American audiences, student loan debt remains a mainstream issue for both students entering and leaving college. For student loan borrowers, things have changed rapidly including raising interest rates...