At Hathaway Sprague Law, P.A., in Florida, we understand that having an estate plan in place is extremely important before one passes away and leaves those they love behind. However, some people do not realize how crucial having a will or a trust is, and others may...
Year: 2019
Filing for bankruptcy due to medical bills
According to CNBC, two-thirds of individuals who file bankruptcy each year cite medical bills as a key contributing factor. That means more than half a million families turn to bankruptcy because of outstanding medical costs or time out of work. Unaffordable mortgage...
The effect of bankruptcy on a marriage
Money problems account for one of the biggest reasons that couples divorce in Florida. When one spouse has debt or poor credit, it can hamper the financially stable spouse. This is true even when the stable spouse has excellent credit and makes good money. When this...
Quitting your job during Chapter 13 bankruptcy
Bankruptcy can clear up debt and allow people to enjoy a fresh start in their lives, but there are various issues that may arise during the process. For example, someone may decide to quit their job, and they may wonder how this will affect their bankruptcy. Or, they...
What should I know about misdemeanors in FL?
It is well known that between felonies and misdemeanors, felonies are the far more serious crimes. However, if you have gotten charged with a misdemeanor offense in the State of Florida, you are aware of how serious the process can be. A misdemeanor is still a crime,...
How do you know if you are ready to file for bankruptcy?
If you are like one of the hundreds of thousands of Americans who have gotten in over your head with credit card debt and other financial obligations, you may have looked into bankruptcy. While bankruptcy is a great way to get a fresh financial start, you should only...
Juveniles and hacking. It is not just harmless fun.
Some kids take to hacking as a challenge to beat the system, or they do it on a dare or just because they think it is fun. Few stop to think about the consequences of changing scholastic scores to get them into a better college or invading the Department of Defense to...
Is loan modification right for you?
If you struggle to make your monthly mortgage payments, you may be at risk of losing your Florida home. Depending on how indebted you are, you may even consider filing for bankruptcy to get a fresh start. Before you take such a definitive action, consider first the...
Can a criminal conviction take away your gun rights?
A criminal conviction in Florida comes with many penalties. Not only do you face fines, fees and jail time but also you have to worry about the other consequences that come along with being a felon. You may lose some rights. Loss of rights may occur only for a short...
Can you stay in your home if foreclosed on in Florida?
If during a financial struggle, you miss a mortgage payment; your first worry may be whether the lender will foreclose on your home. In the state of Florida, judicial foreclosure is a requirement. This means that a mortgaged property sells under the supervision of a...