The ACLU’s Smart Justice initiative has been working on reining in mass-incarceration. The large majority of people in jails and prisons in the United States are held by state and local governments, so reducing over-incarceration at the state level is crucial....
Year: 2019
What can a revocable trust help with?
One of the types of trusts that can be formed as part of an estate plan is a revocable trust. This is a trust that, during the course of your lifetime, you would have the ability to change or revoke. There are many benefits that having a revocable trust can provide....
‘Minor’ crimes can carry major financial consequences
There are certain crimes that society tends to view as being fairly minor. Many misdemeanors may fall under this category. It is important to remember, however, that being accused of such crimes can still have significant impacts on your life. For example, misdemeanor...
Ways to avoid probate court
Probate is more than time-consuming; it's an expensive endeavor that puts more stress on relatives and friends after someone's passing. Unfortunately, probate is relatively common in Florida due to improper estate planning. There are ways to keep probate court out of...
Tips for keeping auto debt down
With the big role vehicles play in most people’s lives, finding the right car can be critical. This isn’t always easy. And, just as finding the right car can be challenging, so too can paying for it. Many turn to loans to help fund an auto purchase. Recent...
Will Florida one day follow Utah to a 0.05 legal limit?
One key element in Florida drunk driving law is the legal limit. This sets what BAC level it is automatically a drunk driving offense for a person to drive at or above in the state. So, this limit has big impacts on what kinds of situations are likely to lead to a...
Should people get credit cards after bankruptcy?
Bankruptcy often feels like a massive blow to your finances between selling assets and addressing outstanding debts. The last thing on your mind is probably rebuilding credit and possibly getting a new credit card. However, a significant step after bankruptcy is...
Underwater mortgages down in Florida
There are many challenging situations homeowners could face in connection to the mortgage on their home. One is having an underwater mortgage. This is when a home’s value is less than the amount still owed on the mortgage. The struggles that can go with being...