Experienced And Effective
The end of 2018 is closing in fast. The end of the year can be a good time for people to review their various accounts to see what financial position they are currently in and what they can do to help further their goals for the upcoming year and beyond. When doing a...
A person’s debt situation can have many impacts on his or her goals for the future. This includes his or her goals related to retirement. Results from a recent Stash survey indicate that one retirement goal many people here in the U.S. struggle with is building up...
If a person is convicted of DUI, the conviction can have many impacts on his or her driver's license and his or her vehicles. Typically, DUI convictions come with license suspensions. Here in Florida, they also often come with vehicle impoundment. Under state law,...
It appears that financial struggles remain common among Americans lately. A recent survey looked at consumer financial health here in the United States. According to the survey, around 55 percent of U.S. households are doing alright in some financial areas, but...
There are many tools people can use in their efforts to achieve their estate planning goals. This includes trusts. Today, we'll go over one particular type of trust: The testamentary trust. What is a testamentary trust? This is a trust that a person sets up to take...
Missing minimum payments on credit cards can expose a person to many consequences. For example, it can subject a person to financial penalties and do damage to his or her credit score. It appears that, lately, falling behind on such payments has been more common here...
On October 1, 2018, a new law goes into effect changing the penalties for cruelty to animals. Section 828.12 (6) of Florida Statutes states that a person convicted of animal cruelty laws can result in the court ordering to stop them from having custody and control...
Being convicted of a felony can deeply change a person’s life. This is especially the case here in Florida. In the state, certain civil rights are lost if a person receives such a conviction. For example, a felony conviction triggers an automatic and permanent loss of...
College tuition costs are very high these days. So, helping children pay for college can be a major financial endeavor for families. Recent research indicates that among the things the financial stress from this endeavor could expose families to is an increased...
It appears that it is becoming much more common to not wait to get married to buy a home. It is estimated that, in 1985, around three out of every four first-time homebuyers were married. In contrast, these days, less than three out of every five new homeowners are....