A looming foreclosure could make you fear that you have no way to save your home. The truth is that many banks offer options to help their clients get back on track with their mortgages. One of these options is a mortgage deferment. To understand how a mortgage...
Year: 2023
When is filing bankruptcy the right step?
Filing for bankruptcy can be a difficult decision to make, and it is essential to weigh the pros and cons before taking such a step. Knowing what to consider can help someone know if filing bankruptcy is the right choice when they are facing financial challenges....
Will your foreclosure be public?
Losing your home is a serious situation, but it also comes with a lot of stress. You might wish to keep your financial situation private, but if the bank initiates foreclosure against you, that will not be possible. State law requires the publication of foreclosure...
How does drugged driving compare to drunk driving?
Drugs alter your ability to think and can have physical effects on your body. Driving while under the influence of any substance, not just alcohol, is illegal. Drugged driving. is just as bad as drunk driving. However, the two situations can be quite different....
What information will I need to file for bankruptcy?
Filing for bankruptcy is a legal process. As such, it requires you to provide various documents and information to prove that you have the legal means to request the court free you from your debts. Bankruptcy is a federal statute, which means the laws for filing are...
Why it pays to have an estate plan regardless of if you have kids
Many people in Florida put off making an estate plan until they experience a major life event, such as a marriage or the birth of a child. However, if you count yourself among them, you may want to reconsider delaying the creation of your estate plan, even if you...
Lender mistakes you can use to fight foreclosure
Facing foreclosure is stressful and, after everything you have put into your home, you might wonder if you can avoid it. Many homeowners do not realize that sometimes lender mistakes can save your home from foreclosure. There are a few common issues to consider that...
Alcohol is not the only thing that can result in a DUI
Alcohol and illegal drugs are not the only substances that can result in a driving under the influence charge. Medication prescribed by a doctor or found over the counter may also interfere with driving abilities. Not all medications necessarily have side effects that...
What happens if you need your driver’s license for work after DUI
Losing your driving privileges because of a DUI can cause uncertainty and frustration. Even more concerning is when you rely on your license for your job. If your career requires you to operate a vehicle, having a DUI could directly compromise your job. Knowing your...
What is the role of a personal representative in a will?
When a person dies, his or her estate may have to pass through a process called probate before distributing to heirs and beneficiaries. Probate is the court-supervised system for assessing the deceased’s debts and assets, fulfilling the estate’s existing financial...