If You Are Behind On Your Mortgage, There Is Hope
At the Tallahassee firm of Hathaway Sprague Law, P.A., we understand that it’s easy to feel that you don’t have options if you’re significantly behind on your mortgage and the bank is threatening to foreclose. We also know that there are options, and an experienced lawyer can identify the best option to keep you in your home or leave you in the best possible position financially.
Attorney Wayne Sprague has years of experience in the field of foreclosure defense. With today’s uncertain housing market, he has helped many people in the Florida Panhandle when they assumed they had no choice but to let the bank foreclose. At our firm, we fight for our clients but also do everything possible to make working with a lawyer — even when your home is on the line — a pleasant experience.
Call our office toll-free at 888-858-5404 for a confidential consultation.
Avoiding Foreclosure | Experienced Legal Help
Depending on your financial situation and whether or not you want to stay in your home, we can help you negotiate a loan modification with your lender.
If a modification is not the best option in your case or if that option proves fruitless, there are other options we can pursue. They include:
- Short sales
- Deeds in lieu of foreclosure (if a short sale fails)
- Negotiated settlements, where we can seek:
- A waiver of deficiency
- An extended move-out date
- “Cash for keys,” a program that pays homeowners to vacate a property so that the bank can begin the resale process as soon as possible